Travel Protection

Protect your travel investment

No Age Limit — 21-Day Pre-Existing Condition Exclusion Waiver*

Frontiers' comprehensive worldwide travel protection package includes (per person):

Trip Cancellation ...............................Trip cost	$75,000 limit	Baggage............................................................	$2,500
Trip Interruption .................150% of Trip cost	$112,500 limit	Baggage Delay................................................	$600
Trip Delay/Missed Connection...........$1,000	$200 per day	24-hour AD&D..................................................	$25,000
Itinerary Change................................................	$250	Common Carrier AD&D .................................	$100,000
Emergency Medical Expense..........................	$75,000	Rented Vehicle Damage................................	$50,000
Medical Evacuation/Repatriation....................	$2,000,000	Travel Assistance & Concierge.....................	Included

Trip cancellation protection covers situations where someone has deposited and/or made final payment only to find they are unable to travel for any of the "covered" reasons, i.e., death, accidental bodily injury or non pre-existing* illness involving you, immediate family members and travel companions.**

** "Traveling Companion" means a person or persons with whom you have coordinated travel arrangements and intend to travel with during the covered trip (to a maximum of four persons including you).

Note: A group or tour leader is not considered a traveling companion, unless you are sharing room accommodations with the group or tour leader.

Frontiers strongly recommends the purchase of travel protection because most of our specialized destinations require significant deposits and prepayment before departure. (Cancellation/refund policies are clearly stated in our brochures.)

* IN ORDER TO WAIVE THE PRE-EXISTING MEDICAL CONDITION EXCLUSION, it is important that you purchase the travel protection plan within 21 days of making your initial trip deposit. Terms, conditions, limitations and exclusions apply.

10-DAY REVIEW PERIOD — If you are not completely satisfied within 10 days of purchasing the protection plan, Frontiers will refund you the cost of the protection plan as long as you have not departed on your trip or filed a claim.

Important: You may purchase this protection plan up to 15 days prior to the date of departure by calling the Travel Insurance desk at Frontiers; however, the Pre-existing Condition limitation will apply to purchases made more than 21 days after your initial trip deposit payment.

WHY YOU SHOULD CONSIDER PURCHASING TRAVEL PROTECTION

Provides protection against Pre-existing Conditions.

A "Pre-existing Condition" is one that has manifested itself within the ninety (90) day period prior to you purchasing the Travel Protection plan. This "Pre-existing Condition" clause covers you, your traveling companion, you and/or your traveling companion's family member or your business partner.

It is important to consider the health of your immediate family when determining whether or not to purchase protection that includes the "Pre-existing Condition" waiver. For example, if a member of your immediate family has just recently been treated for a health problem, it is recommended that you consider protecting the trip at the time you pay the deposit so that you are covered under the "Pre-existing Condition" waiver. This waiver is only available when the travel protection is purchased within 21 days of making your initial trip deposit payment.

In the event you have to file a claim for one of the covered reasons, this protection provides you with primary coverage.

In the unfortunate event that you have an accident while traveling and must seek medical attention, you are protected. Your medical expenses will be eligible for reimbursement upon the travel protection company receiving the completed claim paperwork, detailed medical statements from the attending physician, and all medical-related receipts. You do not have to file a claim with your own medical provider first.

There are no deductibles.

For example, if a piece of your luggage is stolen or damaged while traveling, with proper documentation, the travel protection will reimburse you for your loss or damage. Your homeowner's policy may have significant deductibles—this benefit can help reduce some of that expense.

You are protected against medical emergencies while traveling.

No one expects to have to deal with medical emergencies while traveling, especially traveling abroad, but they do occur. This protection will provide you with up to $2,000,000 of coverage in the event of a medical emergency that requires evacuation and transportation to medical facilities. Your private medical insurance may not provide such coverage.

This is a brief description of benefits. Certain, terms, conditions, exclusions and limitations apply.

Click here t o review a copy of the Evidence of Coverage

The Evidence of Coverage and the Confirmation of Coverage will be forwarded to you by mail upon enrollment, confirming the protection for your trip.

If you have questions, please call Frontiers (1-800-245-1950) and ask for the Travel Insurance desk.